Insurance - Members' 3rd party insurance
The members public liability insurance has been renewed through Lycetts with Great Lakes Reinsurance (UK) PLC for 2008. Only paid up members of the HPA are covered.
It should be noted that this liability policy only provides indemnity where a member is found legally liable for injury or damage to a third party. Player-to-player liability is specifically excluded
The indemnity covers defence costs as well as any damages awarded in law
This policy does not cover Clubs, Coaching for gain or Commercial Polo businesses where separate liability insurance should be arranged
The policy covers the private and personal liability of the Members of the HPA arising out of the ownership, use or possession of a pony holding an HPA passport or other breed passport over-stamped by the HPA
UK jurisdiction applies.
Limits of Liability
£5,000,000 any one event as defined in the Policy Document in respect of Great Britain, Northern Ireland, the Channel Islands and the Isle of Man.
6,500,000 any one Event as defined in the Policy Document in respect of the Republic of Ireland.
Excess
£250 each and every loss in respect of Third Party Property Damage claims including costs and expenses in respect of Great Britain, Northern Ireland, the Channel Islands and the Isle of Man jurisdiction.
2,000 each and every loss in respect of Third Party Property Damage claims including costs and expenses in respect of Irish jurisdiction
Security
These details do not provide a full description of the cover provided. A copy of the full policy document is available by clicking here.
Claims Notification address:
All claims or incidents that could give rise to a claim are to be reported as promptly as possible to:
Lycetts
The Coach House
168 High Street
Newmarket
Suffolk CB8 9AQ
Telephone: 01638 676700
Fax: 01638 664700
claims@lycettshamilton.co.uk
http://www.lycetts.co.uk/
It is important that you do not admit liability or make any offer or promise of payment without the written consent of the Insurers.
For further details of this insurance or for any other insurance requirements please contact Lycetts:
Piers Plunket
London Office: 0207 423 0900
Mobile: 07970 540537
piers.plunket@lycettshamilton.co.uk
or
Cathy Boltman
Cirencester Office: 01285 657000
cathy.boltman@lycettshamilton.co.uk
www.lycetts.co.uk
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