Insurance - Members' 3rd party insurance
The members’ public liability insurance has been renewed through Lycett, Browne-Swinburne & Douglas Ltd. with the International Insurance Company of Hanover Ltd. for the period 1st January 2010 to 31st December 2010 both days inclusive.  Only paid up members of the HPA are covered.
• It should be noted that this liability policy only provides indemnity where a member is found legally liable for injury or damage to a third party.  Player-to-player liability is specifically excluded
• The indemnity covers defence costs as well as any damages awarded in law
• This policy does not cover Clubs, Coaching for gain or Commercial Polo businesses where separate liability insurance should be arranged
• The policy covers the private and personal liability of the Members of the HPA arising out of the ownership, use or possession of a pony holding an HPA passport or other breed passport over-stamped by the HPA

Limits of Liability

£5,000,000 any one event as defined in the Policy Document in respect of Great Britain, Northern Ireland, the Channel Islands and the Isle of Man.

€6,500,000 any one Event as defined in the Policy Document in respect of the Republic of Ireland.

Excess

£250 each and every loss in respect of Third Party Property Damage claims including costs and expenses in respect of Great Britain, Northern Ireland, the Channel Islands and the Isle of Man jurisdiction.

€2,000 each and every loss in respect of Third Party Property Damage claims including costs and expenses in respect of Irish jurisdiction.

Security

These details do not provide a full description of the cover provided. A copy of the full policy document is available by clicking here.

Claims Notification address:

Lycett, Browne-Swinburne & Douglas Ltd.
The Coach House, 168 High Street, Newmarket, Suffolk CB8 9AQ
Telephone: (01638) 676700 Fax: (01638)  664700
        E-mail: claims@lycetts.co.uk

It is important that you do not admit liability or make any offer or promise of payment without the written consent of the Insurers.

For further details of this insurance or for any other insurance requirements please contact Lycett, Browne-Swinburne & Douglas Ltd:

Piers Plunket       Cathy Boltman

Marlborough Office: 01672-512512  Or  Marlborough Office: 01672-512512

piers.plunket@lycetts.co.uk                                                    cathy.boltman@lycetts.co.uk

 www.lycetts.co.uk