Insurance - Members' 3rd party insurance

The Members’ Public Liability Insurance has been renewed through Lycett, Browne-Swinburne & Douglass Ltd. with the International Insurance Company of Hannover Ltd. for the period 1st February 2013 to 31st January 2014 both days inclusive.

This page is only a summary of the insurance cover.  For a full description of the insurance policy wording, including limits of indemnity and excesses, please click here:

This Insurance provides indemnity:
• Where the individual Member is found to be personally liable and or legally negligent for injury or damage to a third party whilst playing, practicing or training for polo and umpiring or refereeing of polo.
  - Injury to another player is specifically excluded
  - Injury or damage caused by a horse is excluded except as below.
• For Members with an official handicap of up to and including 2 goals, cover is extended 24 hours a day, 7 days a week for personal liability and or legal negligence for a maximum of ten Polo Ponies that are registered/passported with the Hurlingham Polo Association in their name.  Cover will be automatically extended to include a Member increasing above an official handicap of 2 goals for a period not exceeding 30 days from the effective date of the handicap change.

This Insurance does NOT provide indemnity:
• For Members with an official handicap of three goals or more, this policy will not extend to cover any polo ponies that you may own, lease, rent or borrow.
• For the business activity of any Member or any Polo Team they may own or sponsor.
• Polo Clubs.
• Commercial polo businesses
• Coaching for gain
• Player-to-player liability which is specifically excluded.

Please note that if you are 3 goals or above or involved in any commercial polo activity, you will need to purchase appropriate liability insurance, including as follows:
• any Member’s professional commercial activity engaged in or employed in connection with the livery, breeding, buying, selling, dealing, hiring or training of horses or tutoring riders, in connection with polo, as a means of deriving an income and/or, someone who is sponsored by any company, commercial firm or recognized polo team and/or, someone who owns/operates/runs a ‘team(s)’ and employs full-time staff including a professional player or player(s) or coach(es) in connection with that team(s) whether seasonal or not.
• Polo Club

Claims Notification address:
Lycett, Browne-Swinburne & Douglass Ltd.The Coach House, 168 High Street, Newmarket, Suffolk CB8 9AQ
Telephone: (01638) 676700 Fax: (01638)  664700        E-mail: claims@lycetts.co.uk

It is important that you do not admit liability or make any offer or promise of payment without the written consent of the Insurers.

For further details of this insurance or for any other insurance requirements please contact:
Piers Plunket – Lycett, Browne-Swinburne & Douglas Ltd., Marlborough Office: 01672-512512
piers.plunket@lycetts.co.uk   www.lycetts.co.uk